Mortgages by Tereza

An Ontario Mortgage Specialist You Can Depend On.

The Truth About 5% Downpayment

For many people the thought of only 5% downpayment on a purchase is an answer to their prayers – a Continue Reading

Why use a Mortgage Brokerage?

There is a stigma attached to using a mortgage brokerage for mortgages. People often associate mortgage brokers with high rates, bad credit, and alternate lending. This couldn’t be farther from the truth.

Closing Costs to Consider When Purchasing a Home in Ontario

So, you’ve got your downpayment, you have been pre-approved for your mortgage and you are good to go! This is partially correct….

Fixed rate or variable rate?

I get asked all the time “What’s better, fixed or variable?”. There is no concrete, “written in stone” answer for this. Truth, is there are a variety of factors that would determine whether or not a fixed rate or a variable rate is best for you.

10 Things to Consider Before Your Mortgage Renews

Mortgage renewals can be stressful. Make sure you ask yourself these questions before you renew.